I used Brandon’s service (found him through a network contact in San Francisco) and have spent time on the phone and e-mail with him. I only recommend him because of what I’ve done with him – I’m sure there are other experts out there that you might be comfortable with (like David Grubman ).

Also, for the record, I don’t do my own taxes (or change my own oil) – I’d rather get professionals to do that for me (and have it done right). I found help to get my business incorporated and all that lousy paperwork stuff so I could know it was done right. I could have tried to do the rollover on my own but felt that I needed help so I didn’t screw anything up.

You are correct – we are advisors that charge for financial advice, that is how we pay rent. The Rollover services are unique in that most advisors do not specialize in doing this quickly and efficiently.

For do-it-yourself types, our service is probably not for you. For people that are too busy, are afraid of making a mistake, or would like to utilize our advisory services, we are very helpful.

I am always asking myself “if I didn’t do this for a living, would I choose my company/service?” I would. We are professional and good at what we do. As advisors, we build efficient portfolios for our clients, provide access to small/unique investment opportunities and provide financial planning services.

I don’t mind critical comments, as a small business owner I ask myself these questions all the time.

Thanks,
Brandon

I still do not get the case for this product.

Great question. 401k’s are very similar to IRA’s in their intent, but they differ in implementation. 401k plans must be run through an employer. When you are an employee, your ability to participate in their plan is on their terms. However, functionally, an IRA will accomplish the same thing for you – putting money into a tax-deferred account.

The master 401k account that is being discussed above will actually be labeled a ‘Rollover IRA’ or ‘IRA.’ So, we are talking about opening an IRA outside of your employer’s plan, and funding it in situations like your’s.

Thanks,
Brandon

Thanks for posting this entry about our company.

In a nutshell, we specialize in rollovers – rollovers of all kinds (401k, IRA, 403b, etc.) – and what happens to your retirement account after the 401k or IRA rollover. We are efficient, easy to work with, and reasonably priced.

A big concern with investors rolling over their funds is the amount of time the average transfer can take – and sometimes the firm that is being “transferred from” does everything it can to slow the process. The longer this transfer takes, the more time your investments are not earning a return (as a quick calculation, if your account balance was $100,000 and your yearly return is 12%, one month of missed returns could easily pass $1,000). In addition, we estimate on average, rollovers take the average individual 6-10 hours of their time to coordinate.

There is no minimum for our service. When we transfer your funds, we transfer them to an account – a “master” retirement account – opened in your name with our custodian. There are many advantages to maintaining your retirement account outside of your employer (to the extent you can). In brief, your fees can be much lower and your options are infinitely greater.

Our compensation is a flat annual fee based on the account balance you maintain with us after the rollover.

I am always available to talk about your specific rollover/transfer, visit our site for contact information. And again, I would like to thank Jason for featuring us in this post, we hope we can be of service to your members and readers.

Regards,
Brandon Small, CPA
Rollover Express.com

Its free to fill out the form.

Its free to use their service to roll over your retirement account.